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Real Estate License Guide

Ranking

Cheapest states to get a real estate license

All 51 jurisdictions ranked by the midpoint of the realistic all-in cost to earn your license — course, exam, application, fingerprinting, and first-year E&O where required. Numbers are cross-checked against each state real estate commission.

States ranked cheapest to most expensive
#StateHoursTotal costTimelineLink
1Michigan40$320–$5703–8 weeksGuide →
2New York77$300–$6508–20 weeksGuide →
3Maryland60$300–$6504–12 weeksGuide →
4New Hampshire40$340–$6504–12 weeksGuide →
5Massachusetts40$350–$6502–8 weeksGuide →
6Wisconsin72$300–$7004–10 weeksGuide →
7Florida63$350–$7004–12 weeksGuide →
8Mississippi60$425–$6504–10 weeksGuide →
9Arkansas60$480–$7004–10 weeksGuide →
10Vermont40$425–$7754–8 weeksGuide →
11Washington, D.C.60$460–$8004–10 weeksGuide →
12Pennsylvania75$425–$8508–16 weeksGuide →
13Missouri72$500–$8504–10 weeksGuide →
14Georgia75$520–$8504–10 weeksGuide →
15Virginia60$500–$9004–12 weeksGuide →
16West Virginia90$500–$9006–14 weeksGuide →
17Kansas60$510–$9104–10 weeksGuide →
18Illinois75$500–$9506–16 weeksGuide →
19South Carolina90$500–$9506–16 weeksGuide →
20Rhode Island45$550–$9004–8 weeksGuide →
21Alabama60$500–$1,0005–10 weeksGuide →
22Indiana90$515–$1,0154–12 weeksGuide →
23New Jersey75$575–$9756–14 weeksGuide →
24Oklahoma90$580–$1,0006–12 weeksGuide →
25Utah120$520–$1,0806–16 weeksGuide →
26Nevada120$600–$1,0006–16 weeksGuide →
27Montana70$600–$1,0004–10 weeksGuide →
28Maine55$600–$1,0106–16 weeksGuide →
29Minnesota90$550–$1,1006–12 weeksGuide →
30Delaware99$550–$1,1008–16 weeksGuide →
31Arizona90$650–$1,0506–12 weeksGuide →
32Hawaii60$590–$1,1506–16 weeksGuide →
33North Carolina75$550–$1,2008–16 weeksGuide →
34California135$600–$1,20012–26 weeksGuide →
35Tennessee90$700–$1,1006–16 weeksGuide →
36Louisiana90$600–$1,2008–16 weeksGuide →
37Kentucky96$650–$1,3008–16 weeksGuide →
38Texas180$650–$1,5008–24 weeksGuide →
39Washington90$800–$1,3506–16 weeksGuide →
40Iowa96$850–$1,3508–16 weeksGuide →
41Idaho90$950–$1,4508–16 weeksGuide →
42Oregon150$840–$1,62010–26 weeksGuide →
43Nebraska96$1,050–$1,45010–20 weeksGuide →
44New Mexico90$1,000–$1,5506–12 weeksGuide →
45Wyoming54$1,050–$1,5006–12 weeksGuide →
46Connecticut60$1,030–$1,5506–16 weeksGuide →
47Ohio100$950–$1,6508–16 weeksGuide →
48Colorado168$770–$1,9008–24 weeksGuide →
49North Dakota90$1,100–$1,7506–14 weeksGuide →
50Alaska40$1,150–$1,8004–10 weeksGuide →
51South Dakota116$1,450–$2,1008–16 weeksGuide →

Why costs vary so much

  • Required hours. States range from 40 hours (Massachusetts, Michigan) to 180 hours (Texas). Course price scales with the hour count.
  • Application and license fees. Most states collect an application fee, a license issuance fee, and a recovery-fund contribution — often $150–$300 combined.
  • Background checks. Fingerprint-based FBI checks are the norm and typically add $40–$70.
  • Errors & Omissions insurance. A few states (Iowa, Kentucky, Mississippi, Montana, New Mexico, North Dakota, Rhode Island, South Dakota, Tennessee) require proof of E&O before your license issues — usually $130–$220 per year through the state group plan.
  • Course provider. The single biggest variable. Self-paced online courses through The CE Shop, AceableAgent, or Colibri usually run $200–$700 depending on hours; live/in-person courses can cost 2–3x more.

Looking at speed instead of cost? See the fastest states to get licensed →