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Real Estate License Guide

New Jersey · NJ

How to get your New Jersey real estate license

Everything you need to earn a New Jersey salesperson license — from eligibility to your first sponsoring broker.

Requirements last verified July 8, 2026 by Matt Cochrell, licensed broker.

Quick answer · Verified July 8, 2026

How to get a New Jersey real estate license

Hours required
75 hrs
Total cost
$575 – $975
Typical timeline
6–14 weeks
Minimum age
18+
Step 1

Confirm you're eligible for a New Jersey real estate license

You must be at least 18 years old and hold a high school diploma or GED to apply for a New Jersey real estate license. A criminal background check is required — most non-violent offenses are reviewed case-by-case.

Step 2

Complete 75 hours of pre-licensing education

Note: 75 hours at a licensed New Jersey real estate school. You must also have a high school diploma or equivalent — one of the few states with an explicit education prerequisite. Two deadlines matter: you have 1 year from course completion to pass the exam, and 1 year from passing the exam to submit your license application (via your broker).

  • Confirm eligibility: 18 or older with a high school diploma or equivalency
  • Complete the 75-hour salesperson pre-licensure course at a school licensed by the NJ Real Estate Commission
  • Pass the school's final exam; the school electronically submits your exam eligibility to PSI
  • Schedule and pass the PSI state licensing exam within 1 year of completing the course
Step 3

Pass the New Jersey real estate exam

New Jersey uses PSI to administer the licensing exam. You'll need a passing score of 70%. The exam fee is $45. Expect roughly 100 national questions and 40–50 state-specific questions. Format: 110 multiple-choice questions (80 national, 30 New Jersey state-specific), 4-hour time limit, computer-based at PSI test centers in and around New Jersey.

Step 4

Apply for your New Jersey license

  • Pass the PSI exam and get your score report signed and dated by your employing broker
  • Complete the fingerprint-based criminal background check through IdentoGO (about $66; use the NJ Universal Fingerprint Form with the real estate applicant codes)
  • Join a brokerage — in New Jersey your license can ONLY be issued through a sponsoring broker; there is no unsponsored or inactive initial issuance
  • Your broker submits the complete license application and $160 fee through the NJREC Online Licensing Services portal — partial submissions are rejected, everything goes in together
  • Submit within 1 year of passing the exam or your exam result expires and you start over
  • License issues to you at your broker's office; the initial license runs to the end of the current 2-year cycle (June 30 of odd-numbered years)
Step 5

Find a sponsoring broker

Your New Jersey license stays inactive until a licensed broker sponsors you. Interview at least 2–3 brokerages, compare commission splits, training, and lead sources, and pick the one that fits your career goals — not just the highest split.

New Jersey real estate license cost breakdown

Here's a realistic estimate of everything you'll pay to earn your license. Course price is the largest variable — state fees are fixed.

Cost breakdown
ItemAmount
Pre-licensing education (75 hours)$300 – $700
PSI exam fee$45 per attempt
Fingerprinting (IdentoGO)~$66
License fee (2-year license, submitted by broker)$160
Estimated total$575 – $975

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Frequently asked questions

Renewal & continuing education

New Jersey: 2-year cycle — all NJ licenses expire June 30 of odd-numbered years regardless of when issued. Requires 12 hours of continuing education per cycle, at least 6 of which must be in core topics (including ethics and fair housing), with CE due by April 30 before the June 30 renewal to avoid late fees. No post-licensing course requirement..

Compare renewal & CE requirements for every state →

Moving your license?

See how New Jersey handles out-of-state licenses — full reciprocity, partial agreements, recognition, or start-over — and how every other state stacks up.

Real Estate License Reciprocity by State →