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Real Estate License Guide

New Jersey · NJ

New Jersey Real Estate License Checklist (2026)

Every step, fee, and deadline on one page — designed to print cleanly to PDF and check off as you go.

Before you start

  • You are at least 18 years old
  • You hold a high school diploma or GED
  • You can pass a criminal background check / fingerprinting

Education

75 hours at a licensed New Jersey real estate school. You must also have a high school diploma or equivalent — one of the few states with an explicit education prerequisite. Two deadlines matter: you have 1 year from course completion to pass the exam, and 1 year from passing the exam to submit your license application (via your broker).

  • Confirm eligibility: 18 or older with a high school diploma or equivalency
  • Complete the 75-hour salesperson pre-licensure course at a school licensed by the NJ Real Estate Commission
  • Pass the school's final exam; the school electronically submits your exam eligibility to PSI
  • Schedule and pass the PSI state licensing exam within 1 year of completing the course

Application & exam

  • Pass the PSI exam and get your score report signed and dated by your employing broker
  • Complete the fingerprint-based criminal background check through IdentoGO (about $66; use the NJ Universal Fingerprint Form with the real estate applicant codes)
  • Join a brokerage — in New Jersey your license can ONLY be issued through a sponsoring broker; there is no unsponsored or inactive initial issuance
  • Your broker submits the complete license application and $160 fee through the NJREC Online Licensing Services portal — partial submissions are rejected, everything goes in together
  • Submit within 1 year of passing the exam or your exam result expires and you start over
  • License issues to you at your broker's office; the initial license runs to the end of the current 2-year cycle (June 30 of odd-numbered years)

Budget

New Jersey licensing budget with a blank column for your actual spend
ItemEstimateActual
Pre-licensing education (75 hours)$300 – $700 
PSI exam fee$45 per attempt 
Fingerprinting (IdentoGO)~$66 
License fee (2-year license, submitted by broker)$160 
Estimated total$575 – $975 

Key deadlines

  • Two deadlines matter: you have 1 year from course completion to pass the exam, and 1 year from passing the exam to submit your license application (via your broker).
  • 2-year cycle — all NJ licenses expire June 30 of odd-numbered years regardless of when issued.
  • Requires 12 hours of continuing education per cycle, at least 6 of which must be in core topics (including ethics and fair housing), with CE due by April 30 before the June 30 renewal to avoid late fees.
  • No post-licensing course requirement.
  • Schedule and pass the PSI state licensing exam within 1 year of completing the course
  • Submit within 1 year of passing the exam or your exam result expires and you start over
  • License issues to you at your broker's office; the initial license runs to the end of the current 2-year cycle (June 30 of odd-numbered years)
  • After passing the PSI exam, the fingerprinting through IdentoGO usually clears in days, but remember your broker has to package and submit your entire application; how fast you're licensed partly depends on how quickly your brokerage moves the paperwork.